Cream Cheese Banana Bread Recipe

Description

This Cream Cheese Banana Bread is the ultimate twist on a classic favorite. Imagine moist, sweet banana bread swirled with a creamy cheesecake filling and topped with crunchy walnuts. Every slice is rich, soft, and indulgent—perfect for breakfast, dessert, or even as a sweet snack with coffee or tea.


Who is this Recipe For?

This recipe is perfect for:

  • Banana bread lovers who want to elevate the traditional loaf.

  • Home bakers looking for a simple but impressive treat.

  • Families wanting a kid-friendly yet elegant snack.

  • Entertainers who want a homemade dessert that looks and tastes bakery-quality.


Why It’s Great

  • Moist and flavorful thanks to ripe bananas and buttery batter.

  • Creamy cheesecake swirl makes every bite decadent.

  • Easy to make with simple pantry ingredients.

  • Versatile treat—enjoy it for brunch, dessert, or packed in lunchboxes.

  • Beautiful presentation with its creamy center and nutty topping.


Ingredients

For the Banana Bread:

  • 1 stick unsalted butter, melted

  • 1 cup all-purpose flour

  • 1 tsp baking soda

  • 1/4 tsp salt

  • 3/4 cup granulated sugar

  • 1/4 cup whole milk

  • 1 tsp vanilla extract

  • 1 large egg + 1 egg yolk

  • 3 ripe bananas, mashed

  • 1/2 cup chopped walnuts (optional topping)

For the Cream Cheese Filling:

  • 1 large egg

  • 4 oz cream cheese, softened

  • 2 tbsp granulated sugar

  • 2 tbsp all-purpose flour


Kitchen Equipment Needed

  • 9×5-inch loaf pan

  • Mixing bowls (large & small)

  • Hand mixer or whisk

  • Measuring cups & spoons

  • Spatula

  • Wire cooling rack


Instructions

  1. Preheat Oven: Set oven to 350°F (175°C). Grease a 9×5 loaf pan with nonstick spray.

  2. Prepare Dry Mix: In a bowl, whisk together flour, baking soda, and salt. Set aside.

  3. Make Wet Mixture: In a large bowl, combine sugar, melted butter, milk, vanilla, egg, and egg yolk. Mix well.

  4. Add Bananas: Mash bananas in a separate bowl, then fold them into the wet mixture.

  5. Combine: Stir dry mixture into the wet batter until just combined. Do not overmix.

Prepare Cream Cheese Filling:

  1. In a small bowl, beat together cream cheese, egg, sugar, and flour until smooth.

Layer & Bake:

  1. Pour half of the banana bread batter into the prepared loaf pan.

  2. Spread cream cheese filling evenly on top.

  3. Add the remaining batter, then sprinkle walnuts over the top.

  4. Bake for 50–60 minutes, or until a toothpick comes out clean.

  5. Let cool for 10 minutes, then transfer to a wire rack to cool completely.

Slice and serve!


Storage

  • Room Temperature: Keep in an airtight container for up to 2 days.

  • Refrigerator: Store up to 5 days to keep the cream cheese filling fresh.

  • Freezer: Wrap tightly in plastic wrap and freeze for up to 2 months. Thaw overnight in the fridge before serving.


FAQ

Can I make this without walnuts?
Yes! You can skip the walnuts or replace them with chocolate chips, pecans, or leave it plain.

What type of bananas work best?
Overripe bananas with brown spots give the sweetest flavor and moistest texture.

Can I double the cream cheese filling?
Absolutely! If you love extra creamy layers, double the filling for a richer loaf.

How do I know when it’s done baking?
Insert a toothpick into the center—if it comes out clean or with just a few moist crumbs, it’s ready.


Conclusion

This Cream Cheese Banana Bread combines the best of two desserts—classic banana bread and creamy cheesecake—into one irresistible treat. With its moist texture, rich flavor, and beautiful presentation, it’s guaranteed to impress anyone who takes a bite. Perfect for holidays, family gatherings, or just when you crave a bakery-style loaf at home!

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